Capital Markets Advisors

September 12th, 2012 What is the “Regulatory Framework” and what purpose does it serve? US Congress or State legislatures pass legislation, ie laws that provide the legal framework for commerce, although neither write the regulation that guide conduct of participants in US and state commerce. At the Federal level, Congress established and deemed the every day rule-making and oversight by way of these rules to regulatory bodies and the people… Read More »

September 12th, 2012 Collateral In lending agreements is a borrower’s pledge to a lender of specific property of an agreed upon value, which the lender has demanded in order to secure or contribute to assuring repayment of the loan made to the borrower. Collateral serves as protection for a lender against a borrower’s default – that is, any borrower failing to pay principal or interest under the terms of a… Read More »

August 15th, 2012 When in July 2010 the Congress passed DFA, it is said by at least one major law firm that the legislation spends a great deal of its 2,300 pages addressing public anger with the bail-out in part produced by the financial sector’s ‘financial crisis’ rather than solving or resolving root and nominal causes of the financial condition of the US, its financial markets and those structures. Where… Read More »

August 7th, 2012 Multi-lateral ‘regulation’ was not able to impede the global financial crisis that is said to have begun in 2007. These regulations had been produced by the International Organization of Securities Commissioners (“IOSCO”) and the Bank for International Settlements (“BIS”) Banking Committee on Banking Supervision. Although some call it by its acronym, “BCBS” most know it as Basel while its associated supervision guidance is known as Basel ll.

August 7th, 2012 Dodd Frank Act legislation with associated regulatory and compliance changes such as the Volcker Rule, are final regulation that are still in the box In July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (also referred to as Dodd-Frank, “DFA”) was signed into law. This legislation potentially will dramatically impact the financial services and banking industries, as regulators are granted to review and… Read More »

July 24th, 2012 In the summer of 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (also referred to as Dodd-Frank or DFA) was signed into law. With its passage, there will be associated regulatory and compliance changes, with one such clause known as the Volcker Rule, whose final regulation is still in the box. And not only with that clause, but with much of the subsequent… Read More »

July 10th, 2012 Recent regulations within the OTC derivatives markets are likely to alter the entire financial landscape. One of the primary changes will be the mandate that OTC derivatives contracts will be required to clear through a central counter- party. Capital Markets Advisors can provide the support and resources to enable clients to make any and all necessary changes to implement effective solutions in realistic timeframes.

July 3rd, 2012 Collateral Management historically has been viewed as a support function. Now it has come under increased scrutiny in  part because of the failure of several banks. New regulations require banks to demonstrate control of their own and their clients’ assets, and to strengthen their balance sheets by maintaining higher levels of capital adequacy.

July 3rd, 2012 Technological advancement in financial systems and software along with consolidation in the financial sector have left market participants with IT legacy systems that they need to upgrade, or at least reconfigured to give management, traders, regulators and shareholders the best reporting of the company’s financial, market and operating activities.